Ever heard of the movie The Sting? Or Catch Me If You Can? Dirty Rotten Scoundrels, American Hustle, Oceans 11? There’s one thing all these films have in common: they’re all about con artists and big scams. While we love to watch these stories unfold on our screens, we can all agree its the last thing we want happening in our real life.
Unfortunately, scammers have come a long way from betting on horse races or forging checks. Now the world of cyberfraud is vast and reaches one in ten internet users in a multitude of different ways. From online shoppers to business owners, no one is immune from cyberfraud and hacking. Cybersecurity is for everyone. Follow along with these tips for how to avoid falling victim to cyberfraud.
Know what you’re up against.
First, to combat cyber fraud, you’ll want to fully understand what it is. Rather than any old cybercrime, cyber fraud usually focuses on financial interactions online. All the more reason to protect yourself and your money. These internet crimes have taken millions of dollars from unsuspecting individuals and businesses alike.
These schemes often take many forms. Maybe through social media or a desktop app, business email compromise (BEC), or phishing. Stay diligent and follow your common sense. If something seems too good to be true, it probably is. Protect your passwords. Make sure any online transactions are through a secure server. Don’t download software or malware unless you’re sure it’s credible. These are small steps to take to keep yourself protected.
Trust the businesses you work with.
The onus to protect yourself shouldn’t fall 100% on your own shoulders. Business owners are hard at work to guarantee your money, purchases, and information remains confidential. In fact, some companies outsource great cybersecurity professionals to protect the businesses you know, love, and trust. In the world of cyber fraud, the hackers are the stormtroopers and top cybersecurity specialists are the Jedi coming to take them down. Scopedive has a team of experts who work with risk assessment, incident response, and threat remediation. If you’re a business owner looking for protection for your site and your customers, Scopedive is the best way to guarantee quality assurance.
Be wary of strange emails.
One way cyber hackers can infiltrate your systems is through email. This is often referred to as phishing. One of the biggest ways to avoid cyber fraud is by protecting yourself against fake emails with faulty attachments or contents asking for money or private information. It gets tricky though when the email seems to come from your boss or a legitimate site. Be sure to check the email address for errors, as well as the body of the email itself. Don’t open any attachments and never send personal credit card information over email. Along the lines of “if it seems too good to be true it probably is,” if it seems to make you panic, it’s probably fake. Emails or messages urging for your information or else your account will be terminated are usually fake.
Protect your information.
Ultimately, the best way to prevent cyber fraud is to keep your private information private. This means writing your passwords down rather than keeping them on a digital platform. Don’t ever give out your PIN. Avoid leaving your address on sketchy sites and keep your email to yourself.
Sometimes protecting your information includes on social media sites. Those casual Facebook quizzes asking where you grew up and your mom’s maiden name? Careful, those are often similar questions you fill in for security reasons on personal accounts. It‘s amazing what hackers can gain access to and the information they can acquire. Even online storage accounts can be at risk. So rather than posting photos on any website, try to store photos online privately with ibi, a cloud-like device for your family pictures and videos. That way, they’ll your memories are safe and your information stays private. You control who you want to share it with, not an internet hacker who may have malicious intentions.